Consumer Proposals

Consumer Proposals And Your Credit Score

November 22, 2019

Maintaining an acceptable credit rating is a priority for many Canadians. Having “good credit” can give you access to vehicle financing, credit cards, cellular networks, and other important services…

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Debt Consolidation in Canada

August 8, 2019

Your personal finances can be tricky to manage. For many Canadians, maintaining a monthly cash-flow is a balancing act that can fall to pieces with an unexpected expense in the $200 range. So many of us have experienced it at some point, and the rest of us know someone who has..

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I NEED A PROPOSAL OR BANKRUPTCY TO HELP ME WITH DEBT BUT I CAN PAY MY VISA ACCOUNT TO KEEP A CREDIT CARD RIGHT ?

July 11, 2019

This is a regular question we get when we meet with people to review their financial situation. Some people are disappointed with our answer and some people are happy when we can figure out a way…

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I CAN’T PAY MY BILLS

July 6, 2019

There are 4 basic options when you have trouble paying your bills…

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How Often Do Consumer Proposals Get Rejected And What Happens If They Are?

June 24, 2019

Consumer proposals get accepted in our office “eventually” at a rate of 95% or better…