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ICIN member companies continually publish articles and add content to help guide individuals and families as they consider their insolvency options. Browse by date or category and click the "read more" button to be taken to the article on the member company's website.

Debt Collectors 101 – Don’t Be Scared

October 29, 2019

You have options, don’t let debt collectors scare you. We know how disruptive and frustrating calls from collection agencies can be. If you’ve had debt in collections for a long time, chances are debt collectors are calling often. You might even be receiving calls at work.

Bankruptcy Lawyer or Licensed Insolvency Trustee?

October 21, 2019
Topic: Bankruptcy

Do I Need A Bankruptcy Lawyer? We hear this question often, this is a common query. In most cases, the short answer is no. In Canada, consumer proposals and bankruptcies are administered by Licensed Insolvency Trustees (LITs), not bankruptcy lawyers…

Money Troubles – How to Spot Them and Avoid Money Problems

October 3, 2019
Topic: Lifestyle

If you’re not looking for the tell-tale signs, you might miss how big a money problem really is. If a debt problem is bigger than you bargained for, and you don’t act to solve it right away, it can get much worse…

April 2019 - Personal Bankruptcy & Consumer Proposal Statistics

September 9, 2019
Topic: Statistics

On June 3, 2019, the Office of the Superintendent of Bankruptcy released its most current statistics on personal bankruptcy and consumer proposal filings for Canadian debtors….

Cost Differences between Consumer Proposals and Bankruptcies

September 9, 2019
Topic: Bankruptcy

If you’ve spent any time looking into your debt relief options, you may have noticed that no two options will amount to the same cost. If you don’t understand why there are differences in the cost of a bankruptcy versus a proposal, we’ve got you covered…

Best Choices For Student Debt Relief (2019)

September 7, 2019

With a changing economy and fewer jobs on the market, many people with an education are having difficulty finding work. Of those that are able to find work in their field of study, many will spend a number of years earning an entry-level salary…

My Incorporated Business is Failing, What Should I Do?

September 1, 2019

One of the basic reasons to set up a Corporation (incorporated business) is to limit your legal liability for business debts that are debts of the corporation…

Budgeting for School – Make Back to School a Breeze

August 29, 2019
Topic: Lifestyle

Back to school is a busy time. Your son or daughter may be a post-secondary student moving away from home for the first time. Maybe you’re gearing up for the daily grind, budgeting for school – organizing your children for another busy year…

Student Loan Debt Help – Dealing With Student Debt

August 28, 2019

Increasing numbers of graduates are unable to afford their student loan debts due to economic changes and the resulting difficulty to find work in their field of study. It is common to graduate with student loan bills…