Debt freedom has been our number one priority for over 30 years.

Debt freedom has been our number one priority for over 30 years.

30 years ago, Spergel’s doors were first opened to the public in Toronto. Now, decades later, as we celebrate our milestone 30th anniversary...
Good out of Bad

Good out of Bad

Certainly, we don’t always enjoy the trials and tribulations life throws at us or thrusts us into, but experiencing those difficulties and persevering through and triumphing over them make us who we are...
Tax Debt Help – What You Need to Know

Tax Debt Help – What You Need to Know

A big tax bill is never welcome when it arrives. Especially if the debt is the unexpected result of a mistake in filing, which can happen. Unfortunately, tax debt gets worse if you can’t pay it back right away...
January 2019 – Personal Bankruptcy & Consumer Proposal Statistics

January 2019 – Personal Bankruptcy & Consumer Proposal Statistics

On March 1, 2019, the Office of the Superintendent of Bankruptcy released its most current statistics on personal bankruptcy and consumer proposal filings for Canadian debtors...
February 2019 – Personal Bankruptcy & Consumer Proposal Statistics

February 2019 – Personal Bankruptcy & Consumer Proposal Statistics

On April 3, 2019, the Office of the Superintendent of Bankruptcy released its most current statistics on personal bankruptcy and consumer proposal filings for Canadian debtors.
March 2019 – Personal Bankruptcy & Consumer Proposal Statistics

March 2019 – Personal Bankruptcy & Consumer Proposal Statistics

On May 13, 2019, the Office of the Superintendent of Bankruptcy released its most current statistics on personal bankruptcy and consumer proposal filings for Canadian debtors...
Consumer Proposals vs Bankruptcy – What Is The Difference?

Consumer Proposals vs Bankruptcy – What Is The Difference?

Bankruptcy is just one form of debt resolution, and it is typically a last resort. Knowing your options can save you not only thousands of dollars but also give you peace of mind about your financial future...