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ICIN member companies continually publish articles and add content to help guide individuals and families as they consider their insolvency options. Browse by date or category and click the "read more" button to be taken to the article on the member company's website.

Looking For A Bankruptcy Trustee In Calgary? Talk To A Licensed Insolvency Trustee!

August 24, 2019
Topic: Bankruptcy

Are you looking for debt assistance and wondering how to contact a Bankruptcy Trustee? For starters, it’s essential to know that Bankruptcy Trustees were officially renamed ‘Licensed Insolvency Trustees (LIT)’ in 2016…

Co-signing a Loan? You Might Want to Reconsider

August 22, 2019
Topic: Lifestyle

One of the most distressing situations that I encounter is when I meet with someone who has co-signed a loan for a friend or family member – only to later discover the true impact of what they did….

CRA Debt Forgiveness

August 20, 2019
Topic: Tax Debt

Life happens. Debt happens. And tax debt happens to thousands of Canadians every year. A large number of the people who contact us owe money to the Canada Revenue Agency (CRA)…

Debt Consolidation in Canada

August 8, 2019

Your personal finances can be tricky to manage. For many Canadians, maintaining a monthly cash-flow is a balancing act that can fall to pieces with an unexpected expense in the $200 range. So many of us have experienced it at some point, and the rest of us know someone who has..

3 Top Choices For Student Debt Relief (2019)

August 5, 2019

As the economy changes and less well-paying jobs are available to those with a university education, more people are struggling to make their student loan payments.

If you are a recent graduate, there are quite a few resources in place to help…

Why Do I Have To Make Surplus Income Payments?

July 29, 2019
Topic: Bankruptcy

Have you done some research about bankruptcy which says that you have to make payments to the trustee for surplus income but you don’t have enough income to make your vehicle and house payments?..

Why Won’t The Bank Give Me A Loan?

July 29, 2019

You’ve approached a bank for a loan to consolidate all of your debt but the bank turned you down and you can’t understand why. Sound familiar?

We hear this frequently when people come to discuss their options to deal with their debt…

I NEED A PROPOSAL OR BANKRUPTCY TO HELP ME WITH DEBT BUT I CAN PAY MY VISA ACCOUNT TO KEEP A CREDIT CARD RIGHT ?

July 11, 2019

This is a regular question we get when we meet with people to review their financial situation. Some people are disappointed with our answer and some people are happy when we can figure out a way…

WILL DECLARING BANKRUPTCY OR FILING A CONSUMER PROPOSAL HARM MY CREDIT RATING?

July 11, 2019
Topic: Bankruptcy

People in debt don’t use a proposal or go bankrupt because they want to, they use one of these options because they have to. They have no reasonable alternative to assist them in dealing with their debt problems…