Cost Differences between Consumer Proposals and Bankruptcies

Cost Differences between Consumer Proposals and Bankruptcies

If you’ve spent any time looking into your debt relief options, you may have noticed that no two options will amount to the same cost. If you don’t understand why there are differences in the cost of a bankruptcy versus a proposal, we’ve got you covered...
Best Choices For Student Debt Relief (2019)

Best Choices For Student Debt Relief (2019)

With a changing economy and fewer jobs on the market, many people with an education are having difficulty finding work. Of those that are able to find work in their field of study, many will spend a number of years earning an entry-level salary...
My Incorporated Business is Failing, What Should I Do?

My Incorporated Business is Failing, What Should I Do?

One of the basic reasons to set up a Corporation (incorporated business) is to limit your legal liability for business debts that are debts of the corporation...
Budgeting for School – Make Back to School a Breeze

Budgeting for School – Make Back to School a Breeze

Back to school is a busy time. Your son or daughter may be a post-secondary student moving away from home for the first time. Maybe you’re gearing up for the daily grind, budgeting for school – organizing your children for another busy year...
Student Loan Debt Help – Dealing With Student Debt

Student Loan Debt Help – Dealing With Student Debt

Increasing numbers of graduates are unable to afford their student loan debts due to economic changes and the resulting difficulty to find work in their field of study. It is common to graduate with student loan bills...
Co-signing a Loan? You Might Want to Reconsider

Co-signing a Loan? You Might Want to Reconsider

One of the most distressing situations that I encounter is when I meet with someone who has co-signed a loan for a friend or family member – only to later discover the true impact of what they did....
CRA Debt Forgiveness

CRA Debt Forgiveness

Life happens. Debt happens. And tax debt happens to thousands of Canadians every year. A large number of the people who contact us owe money to the Canada Revenue Agency (CRA)...
Debt Consolidation in Canada

Debt Consolidation in Canada

Your personal finances can be tricky to manage. For many Canadians, maintaining a monthly cash-flow is a balancing act that can fall to pieces with an unexpected expense in the $200 range. So many of us have experienced it at some point, and the rest of us know someone who has..
Why Do I Have To Make Surplus Income Payments?

Why Do I Have To Make Surplus Income Payments?

Have you done some research about bankruptcy which says that you have to make payments to the trustee for surplus income but you don’t have enough income to make your vehicle and house payments?..